Debt Counselling with
Master Your Money

Personized guidance to debt relief.

Explore how our proven debt counselling services can help you achieve financial stability and independence, tailored to meet your unique needs.

Debt Counselling, established as a formal debt resolution method by the National Credit Act in 2007, stands as a proven and cost-effective pathway to achieving debt freedom.

This structured approach guarantees not only financial liberation but also ensures that essential day-to-day expenses are adequately met.

We conduct a comprehensive review of all your existing credit commitments, ranging from loans and bonds to vehicle finance and credit/store cards.

Through strategic negotiations with your credit providers, we consolidate these commitments into a singular, manageable payment. This not only optimizes your monthly payments to terms acceptable to your credit providers but also ensures sufficient funds for your essential needs and expenses.

With mandates secured from you and your credit providers, Master Your Money acts as a proficient negotiator on behalf of our clients, occasionally achieving zero percent interest rates when coupled with a reasonable repayment period.

Our central objective is to guide you on a path to debt freedom, aiming for attainment within five years or less.

Full Legal protection from your Credit Providers (given that all monthly payments are met).
Lower your monthly repayments.
Aim to get you debt free in the fastest possible way.
Have access to always speak to the Debt Counsellor directly.
Enjoy increased financial flexibility with more cash in hand.
Be educated and assured of your rights in dealings with credit providers.
Empower clients with the knowledge and tools to re-enter the credit market confidently.

Master Your Money is committed to empowering Consumers by providing accurate information about debt counselling, dispelling misconceptions, and highlighting the responsible nature of seeking assistance during financial challenges.

Unfortunately, many individuals attempt to navigate their financial difficulties independently, exposing themselves to deeper troubles and the potential repossession of homes and cars due to a lack of understanding or reluctance to consult a reputable debt counsellor.

With a 14-year track record, Master Your Money stands ready to assist South African consumers, as reflected in the hundreds of clearance certificates issued to clients who successfully completed the debt counselling process.